How to Stop
Wage Garnishment
Need Help Stopping Wages From Being Garnished?
If you need to stop your wages from being garnished, the Columbus, Ohio, attorneys at Jump Legal can help. If your paycheck has been seized you need protection against wage garnishment and filing for bankruptcy can immediately stop the garnishment.
We can help protect your income so that you and your family have the money you need to live. Even if your unresolved debt is several years old and you are finally seeking legal assistance now, contact us to discuss your situation. As a result, we can do more than just stop future wage garnishments; we can help you recover money that has already been taken from you.
Wage Garnishment Matters in Bankruptcy Are Extremely Time-Sensitive
Because attorney Mark Jump and his legal team focus on bankruptcy and wage garnishment, they understand the intricate details to the bankruptcy laws. This enables us to maximize your recovery from wage garnishment by leaving as little money on the table as possible, while putting as much as possible back into your bank accounts, where it belongs.
Our Law Firm Can Help Stop Your Wage Garnishment
We know that each person is unique and, therefore, so are the facts of wage garnishment cases. For that reason, we provide each client with legal advice tailored to their individual circumstances. To do this, we work with each of our clients on a personalized basis.
By filing Chapter 7 bankruptcy, we can stop the garnishment and protect you from creditors. If the bankruptcy discharges your debt then your creditors cannot continue to garnish your wages.
Because wage garnishment matters are extremely time-sensitive, we encourage potential clients to schedule a free initial consult with our firm as soon as possible.
Are your wages being garnished? The Columbus, Ohio, lawyers at Jump Legal can help stop wage garnishment, get rid of your debt, and change your life; but you can’t change your financial future until you start the process. Contact us today to schedule a free initial consultation; you will always speak with an attorney and all communications remain confidential.
Contact Jump Legal Group
How Does It Work?
As a founder of Jump Legal Group, Mark Jump has dedicated decades of his life to helping his clients across the board with their legal troubles including chapter 13 bankruptcy, chapter 7 bankruptcy, assisting small business owners, and more. He has been honored and decorated by the law community in recognition of his excellence and the incredible service he has provided for Central Ohio and the community members. Jump Legal Group as a whole has also been hailed as one of the best law firms in the United States for the last decade for consistently providing and finding success for its clients both in and out of court. Jump Legal Group regularly works with clients who need assistance stopping their wages from being garnished to help them figure out a long term legal solution that helps them get on their feet. In the event that paychecks are being withheld or seized we can work together in order to provide protection of your income, and if necessary file for bankruptcy. In situations like this our team of lawyers will work to protect your rightful property, income, and protect you from an unnecessary lawsuit. In some cases if wage garnishments have already been occurring we may be able to help recover some of the lost wages and have them returned to you so that you can provide for yourself and your loved ones.
Our Law Firm Can Help End Your Wage Garnishment
As a law office in Columbus, Ohio the team at Jump Legal Group are ready to represent and assist the members of our Central Ohio community. Providing legal services across Central Ohio including Grove City, Canal Winchester, Lancaster, Pickerington, Reynoldsburg, Powell, Dublin, Worthington, Westerville, New Albany, Upper Arlington, Grandview, Bexley, and more. Our legal team specializes in a variety of financial and debt services including student loan solutions, bankruptcy, creditor harassment, and foreclosure defense. For more information regarding the legal services our team of qualified lawyers can provide please contact us today and schedule a free consultation.
Why Wages are Garnished
In most circumstances when garnishments of wages are happening it can have a serious detrimental impact on not only on your financial plan but also on your credit score. There is a federal law put in place to limit the amount of wages that are garnished, but in cases where you are unable to pay off the debt it is likely these garnished wages are enough to have a serious impact on your livelihood. Garnishments are visible to lenders, which means they will have a clear idea of your state of credit regardless of whether it shows on your credit reports. The garnishment of wages occurs when the court gets involved and forcibly takes a portion of your income to pay the debt. The only way to end garnishment is to pay the debt full off, however long that may take, or file for bankruptcy. If your wages are being garnished and it is impacting your quality of life please reach out to Jump Legal Group where our team can provide helpful information and create a plan that can help you get back on track to living a normal life.
Ending Debt Collection Harassment
While debt and bankruptcy are a heavy and difficult process to navigate through, filing for bankruptcy can be extremely helpful for those who fit a certain criteria. Wage garnishment can be detrimental and destroy their livelihood, so in situations where a client cannot pay their debts filing for bankruptcy can truly change the course of their lives for the better. Constant calls from debt collectors will stop right away giving you a break from the constant reminders of your debt. In most situations a creditor or collector will cease to call after filling as they are prohibited from contacting you about the matter. Collection letters you may be getting from a creditor will also stop immediately. Garnishment of wages will also stop immediately preventing any further income from being taken. In less than 90 days you can get a bankruptcy discharge which will mean you are no longer obligated to pay the debt that you had previously collected. If you file for bankruptcy and are granted the bankruptcy discharge you have successfully had your debt discharged and shouldn’t get any further calls or collection notices.
Rebuilding Credit & Banking History
Garnishments of wages can be debilitating in many ways, including continuing damage to your credit report when you are left without money to make payments on any of your debts such as vehicle loan debt, student loan debt, home equity loans, small business debt, and other types of debt. While bankruptcy can stay on your credit report for up to ten years your debt has been cleared so you can begin to rebuild your credit. You will likely receive credit card offers rather quickly after filing bankruptcy. You may have difficulty getting new loans for certain assets like vehicles, however you can begin to immediately build your credit score up once again. It can be helpful to secure a new line of credit and focus on establishing a strong relationship with the lender by making payments regularly and properly maintaining the line of credit. This newly established line of credit can come in many forms such as a Secured Credit Card, a Secured Loan, or having someone you trust co-sign on an application for your new line of credit. This is often very specific to each individual’s needs, but there generally are a variety of options that can help you begin to raise your credit score once again.
Free Consultation on Our Legal Services
Jump Legal Group offers free consultations to anyone who needs help and believes our legal services can benefit them in their current situation. We can provide more information on our bankruptcies, lost wages, wage garnishment, identity theft, debt solutions, discuss debt management, credit cards solutions, how to prevent further debt collector harassment, and more legal services. We believe that when dealing with any form of substantial debt, whether it be from medical services, a personal loan, student loan debt or other forms of credit issue nobody should have to continuously face harassment from creditors. We work with clients to protect their assets by stopping wage garnishment and getting them on the right track with debt solutions. Our expertise in this particular area of the legal process can be very beneficial for those facing bankruptcy and financial hurdles. The process of changing the state of your debt can only begin once the bankruptcy filing happens, so we offer this free consultation as a way to help you begin the process and understand the path ahead. If you are facing wage garnishment or any other debt related issues please reach out to us today to learn how a lawyer and debt expert can help you!
What is Chapter 7 Bankruptcy
In simple terms, Chapter 7 Bankruptcy is a strong and effective debt relief resource that can potentially change the course of someone’s life. In situations where Chapter 7 Bankruptcy is necessary it is often a last resort. Typically clients have gone through steps to work with their creditor, have been through some form of counseling regarding their credit, and have yet to find an immediate or long term solution for managing their debt. As the most frequently filed form of bankruptcy, Chapter 7 Bankruptcy is designed to stop debt collectors and give the filer a clear path forward beyond their large debts. Chapter 7 Bankruptcy is the most common form of bankruptcy because it is typically the correct path for those who are unable to pay their debts forward. After filing the court may seize some of your assets, but typically only if the court deems them unnecessary. While intimidating, if the total of your income and assets do not stack up against your debts, Chapter 7 Bankruptcy may be the best option for you in order to return to a normal lifestyle. If you believe that filing bankruptcy is the correct legal move for you to protect your income, wages, and can relieve you of a large debt that you won’t be able to pay, please reach out to our law office today to schedule a consultation and learn more about the process. We aim to help those experiencing wage garnishment and creditor harassment.
Maintaining Ownership of Property During Bankruptcy
When filing Chapter 7 Bankruptcy the court may find that some of your assets and property under your name hold value that can be used to pay debts forward there is some leniency. The law can protect some properties and allow you to keep those assets. In some situations those in debt will have to give up some assets that the court deems as unnecessary, but most of your assets will remain in your possession. It is very likely you will be able to keep your vehicle, though you will have to make payments if you do not own it. There are a variety of factors involved in maintaining existing assets including if there is a debt owed on those assets, so while each case is unique, often people who file for bankruptcy will be able to retain assets necessary to live their lives.
