Get out of debt with help from an Ohio bankruptcy attorney
Getting out of debt can feel like an uphill battle. When you need someone on your side, you need an attorney from Jump Legal Group. We’re a bankruptcy law firm dedicated to helping people in Grove City and the Columbus, Ohio area get relief from debt and enjoy a fresh start.
We offer a variety of debt relief options based on your specific circumstances, plus advice and support every step of the way. Our company has over 20 years of experience, so you can feel confident in our ability to help. Ready to start your journey to a better financial future? Contact our Columbus law firm for a consultation.
Chapter 7 and 13 bankruptcy
Filing for bankruptcy in Columbus, Ohio can be a lifechanging decision that helps you finally get out of debt. However, it can also be an intimidating decision, and you may have questions about the pros and cons of bankruptcy.
A Jump Legal Group bankruptcy lawyer will discuss your options with you and help you determine if filing for bankruptcy is the right decision for you and your family.
There are two main types of bankruptcy: Chapter 7 bankruptcy and Chapter 13 bankruptcy. People who qualify for Chapter 7 bankruptcy in Columbus typically do not have a high income. Chapter 7 bankruptcy allows you to get rid of unsecured debt – such as from credit cards, medical bills, and some taxes – without creating a monthly repayment plan.
You can also keep your house, vehicle, college fund, retirement fund, and social security benefits, although it may be necessary to liquidate other assets. Chapter 7 bankruptcy also allows you to put an end to wage garnishments and prevent foreclosure or repossession.
People who qualify for Chapter 13 bankruptcy in Columbus typically have a steady income. With Chapter 13 bankruptcy, you can reorganize your debt and pay back missed payments using a monthly payment plan. This allows you to keep your house, vehicle, and social security benefits. You may also be able to eliminate a second mortgage and lower your monthly house and car payments.
Filing for bankruptcy offers relief from massive debt, but it isn’t the only option. A bankruptcy attorney at Jump Legal Group in Columbus, Ohio will discuss all options available to you based on your unique circumstances and help decide whether or not bankruptcy is your best option.
Our Columbus, Ohio firm offers a range of legal services to help you get out of debt and reduce the stress in your life. Whether you’re considering filing for bankruptcy, are facing foreclosure, are tired of harassment from creditors, or are overwhelmed by student loans, Columbus bankruptcy lawyer Mark W. Jump can help.
At Jump Legal Group, we focus our practice on bankruptcy, student loan solutions, debt settlement, foreclosure defense, and creditor harassment. Contact us today for a free consultation; you will always speak to an attorney.