Foreclosure Defense Lawyer Columbus Ohio
Facing Foreclosure?
The thought of foreclosure can be scary and stressful. You don’t want to lose your house, but it seems inevitable.
If you are facing foreclosure in Columbus, Ohio, you don’t have to lose your home. The foreclosure attorneys at Jump Legal law firm have a solid track record of success keeping families in their homes – without filing for bankruptcy! Our lawyers have hundreds of success stories that involve stopping sheriff sales and modifying mortgages with lower interest rates, longer terms, and/or lower balances. They can help you, too.

Bankruptcy Alternatives in Ohio
Filing for chapter 7 or chapter 13 bankruptcy can temporarily prevent your Ohio home from entering foreclosure, but it’s not an ideal solution. Fortunately, Ohio law provides a variety of dependable, legally enforceable alternatives in home foreclosure situations, including:
Home Loan Modification
Loan modification involves adjusting the terms of an existing loan contract. Modifications may include extending the period of time that the borrower has to repay the missed payments, reducing the loan’s interest rate, changing the existing loan to a different type of loan, or a combination of these. Ohio lawyers can help you negotiate these terms.
Benefits of a Home Loan Modification
Home loan modification makes it easier for consumers to afford their payments to lenders and allows them to stay in their homes. Law offices like Jump Legal or a foreclosure defense attorney can assist you with the application process, which may include submitting tax returns and income information.


Short Sale
In the event of a short sale, a house is sold to a third party for less than what is owed. The lender can then either forgive the difference or use a deficiency judgment to obtain the difference from the borrower.
Benefits of a Short Sale
Short sale claims are less detrimental to homeowners’ credit than foreclosures. Short sales also allow consumers to reduce or eliminate the mortgage debt they owe to lenders. You can work with law offices like Jump Legal when requesting a short sale, which may require you to provide your federal tax returns and other financial documents.
Deed in Lieu
A deed in lieu of foreclosure is an agreement where the homeowner transfers the deed of the house to the bank in exchange for no longer being responsible for mortgage payments. While the tenants will have to vacate the property, this saves the borrower and the bank the hassle of dealing with a lengthy and costly foreclosure process.
Benefits of a Deed in Lieu
While homeowners must move out and might still have to pay some tax money, deed in lieu claims allow homeowners to be free of the responsibility to pay the remainder of their mortgages.


Strategic Walkaways with Cash for Keys Settlements
In a cash for keys agreement, the lender offers the Ohio homeowner a lump sum of money to pay for their relocation costs. In return, the homeowner agrees to vacate the property by a set deadline and leave the house in an acceptable condition.
Benefits of a Cash for Keys Settlement
While you must move out, you’ll receive money to help pay for relocation costs. You’ll also avoid the foreclosure process, which is more damaging to your credit.
Avoid Foreclosure and Sheriff Sales
Our Ohio foreclosure defense lawyers are here to privately discuss your financial circumstances and concerns, present your options, and help you avoid foreclosures and sheriff sales. Jump Legal has offices throughout the city for your convenience. Contact our law firm today to schedule your free consultation.
Contact Jump Legal Group



